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Attention
Homeowner!
Here's What Your Lender Forgot To Tell
You About Your Mortgage Payment!
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"How
much are you really paying for your home?"
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| If
you have a 30 year mortgage, here are disturbing facts:*
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You will pay nearly 3 times the amount you originally
borrowed before paying off your loan!
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It will take you 23 years just to pay off 1/2 of
the amount you originally borrowed!
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It will take nearly $500,000 in gross income to net
$300,000 in mortgage payments to pay off a $100,000
loan!
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If you move about every 5-7 years, like most Americans,
you are really paying 91% of your payments toward
interest on your loan!
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After paying every month for 10 years, you will have
paid off only about 10% of your loan!
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There
must be a smarter way to make
your mortgage payment!
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*Assumes
$100,000 loan, 30 year term, 8.5% interest, &
$1,000 PITI.
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The
Mortgage Savings ProgramTM
is the solution!
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| By
making one simple adjustment in how you make your payment,
you will...
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SAVE over $61,000 dollars!* That's money you
can save for your retirement and financial security!
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SHORTEN your term by nearly 9 years! That's
over 100 payments you won't have to make!
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BUILD your equity 2 to 3 times faster! This
rapidly increases your net worth and helps you get
out of debt much faster!
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SIMPLIFY paying your mortgage each and every month!
How?
By simply changing your payment frequency from once
a month to half a payment every two weeks through
an automatic process!
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The
Mortgage Savings ProgramTM
will pay your loan off fast!
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"How
does the Mortgage Savings ProgramTM
work?"
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Here's
an example:
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$100,000
Loan at 8.5%
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30
Year
Loan |
Mortgage
Savings
ProgramTM |
| Current
Payment |
$1,000
PITI |
$500
Bi-Weekly** |
| Paid
Off in |
30
Years |
21.2
Years! |
| Total
Interest Paid |
$176,811 |
$115,784! |
| You
Save |
$0 |
$61,027! |
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By simply converting the monthly payment of $1,000
to $500 on a Bi-Weekly basis, you'll make 26 one-half
payments over a year's time. That's the equivalent
of 13 monthly payments.
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Through the use of sophisticated banking technology
and electronic debiting, you will automatically make
an extra payment of $500 to principal about every
6 months!
**There
is a $2.95 Bi-Weekly service fee added to the $500
to cover the recurring costs of the program.
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The
Result?
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By being on the Mortgage Savings ProgramTM, you'll
save an amazing $61,027 and own your home many years
sooner!
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Not only do we guarantee the interest savings (see
enrollment form for details),
but we can provide you a detailed annual mortgage
audit to check for lender miscalculations of interest
rates and prepayment adjustments! Homeowners
have lost an estimated 10 billion dollars due to
lender miscalculations! The Washington Post
reports that nearly 47% of all mortgages with adjustments
are being miscalculated!
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That's
why you don't just want to do this on your
own!
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Here's
what the experts are saying...
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| New
York Times -"A
bi-weekly mortgage is best for financially sophisticated
home buyers, for move-up home buyers and for anyone
who wants faster equity build up...It's a great disciplinary
tool. In a way, it's like a Christmas Club."
USA
Today - "What started as a mortgage
lender's marketing gimmick is on it's way to becoming
the hottest home loan of the decade. It's the
bi-weekly mortgage...the attraction: bi-weeklies
reduce interest expense and build home equity faster."
Robert
G. Allen (Author of Nothing Down
and Creating Wealth, the best seling
real estate books in history) "AAA Financial
Corp. has created the most exciting program I've
ever seen helping homeowners save literally a fortune
on their mortgages! The bi-weekly and mortgage
auditing program is a real must for every homeowner
who wants to get ahead financially!"
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"Why
don't most lenders offer this?"
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Most lenders sell their mortgages on the secondary
market right after they origionate them. (How
many times have you recieved a statement saying to
send your payment to a new company?)
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Many lenders, from a system's standpoint, are not
set up to handle partial or bi-weekly payments!
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Some lenders offer bi-weeklies but you must originate
a new loan, costing you thousands of dollars in unecessary
expenses and closing costs!
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A few lenders offer a program similar to the Mortgage
Savings ProgramTM, but
do not offer the mortgage auditing, nor guarantee
the savings!
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With all the lender miscalculations which cost Homeowners
billions of dollars, you're safer having an independant
expert prepaying and auditing your mortgage!
That makes financial sense! After all, you
wouldn't want the IRS preparing your tax return,
would you?
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"Who
administers the Mortgage Savings ProgramTM?"
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| AAA
Financial Corp., founded in 1980, is the leading mortgage
pre-payment lender and administrator in the country!
Liscensed and bonded by the Banking and Finance Department,
the Mortgage Savings ProgramTM
is highly regulated by Federal Reserve policies, Regulation
E, and NACHA rules and regulations.
AAA
Financial Corp., because of the tremendous growth
of the Mortgage Savings ProgramTM,
was recently selected to Inc. Magazines'
prestigious Inc. 500 as the 177th
fastest growing company in America!
Your
mortgage payment will be held in the Mortgage Savings
ProgramTM Trust Account
at Citibank, F.S.B. Monies are direct debited from
your bank account and transferred to the Mortgage
Savings ProgramTM Trust
Acount at Citibank, F.S.B. and then sent to your
Mortgage Company when due. Interest is not
credited to your account during this transaction
period.
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APPLY NOW!
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